My future spouse

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My future spouse

This post may contain affiliate links. Please read my disclosure for more information. It's really common for one person in the relationship to care deeply about their financial situation, while the other doesn't seem interested at all. I'm really fortunate that my wife Coral is just as interested in personal finance as I am…so I would really just be theorizing rather than drawing on my own life experience.

Throughout the first two years of our marriage, we were constantly in financial crisis mode — and I was in career crisis mode as well. I feel I should mention that during this time — I never felt like we were in a financial crisis.

Our lack of money and our ever-growing debt just seemed to be how life was for us. I was seeing more and more with each student loan just how little I actually wanted my degree.

Fast forward to April I got accepted into a teacher certification program, so I was working towards my current career field and abandoned the prior degree once and for all. Yet, finances still seemed to be an issue.

Frequently bought together

I was so insanely excited. Boy, was I wrong. I thought he was crazy! How could he not love Dave just as much as me? There I was, excited and getting a plan in place and my spouse wanted none of it.

This brought up another issue for my spouse. This was a huge sore spot in our snowball plan. I wanted to stay true to the DR plan. Finally, in the summer ofwe actually received an unexpected financial windfall.

My future spouse

It came in the form of a bonus check that was just enough to pay off his credit card. I felt that in order to get my husband more on board the Debt Free Train, I would compromise the order of our debts and give him a win.

So with that bonus money, we paid off the credit card with the big ugly interest rate. Looking back, I have to admit that getting rid of that card did free up a lot of monthly income to put towards those little debts. After that, my husband was more receptive to the plan.

In fact, I was tuning in with him every so often to see if he wanted to attend Financial Peace University. In Decemberhe finally agreed to go and we began attending classes in January I was already working the plan. I listened to Dave daily. I knew what to do. But when we both went to class, we were both fully on board.

The change was unreal. Going to the class forced us both to look at where we were, make a budget, and challenged us to use the cash envelope system.

But I Don’t Want to Get Divorced!

When we did those three things, it changed our whole world. Now, it is February of Karen Covy is a divorce advisor, attorney, author and a divorce coach.

She is committed to helping those who are facing divorce get through the process with the least amount of conflict, cost and collateral damage possible. Vic My wife Deb died of cervical cancer in March of '06, leaving me with a 2-year old son.

Since then, I have read much and grieved much and shared much, and I'm now at the point where I can start to give back and help other widows and widowers. When you’re getting a divorce, you may wonder if your spouse has a claim on any of your retirement benefits. Or you may hope that you can claim a share of the family’s retirement benefits because you did not factor a divorce into your life plan until recently, and .

My future spouse

Forget your divorce decree. You may owe if your ex-spouse files bankruptcy and your filed joint tax returns while you were married. Click to learn more. If your spouse will not combine finances, you need to understand why, and then work towards a solution that will allow you to combine finances in the future.

Forget your divorce decree. You may owe if your ex-spouse files bankruptcy and your filed joint tax returns while you were married.

Click to learn more.

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